Travel Insurance

No matter how far, how long, or how often you travel, Laferla has the right insurance cover for you.

You spend plenty of time and money planning your holiday. Travel Insurance cover from Laferla can help you to protect that investment. Think of all the things that can affect your trip: a medical emergency, flight delays due to weather and lost luggage, amongst others. Laferla offers the support you need to handle these unexpected circumstances. With three different levels of coverage to choose from, you’ll find the right insurance for you.

If you travel up to twice per year, then Single Trip Insurance Cover is the most suitable option for your needs. If you are planning to travel more than twice in a year, then buying Annual Insurance Cover will help you save time and money when compared to buying multiple single trip policies.

With our plans you can benefit from cover on:

• Accidental Death
• Permanent Total Disability
• Medical Expenses
• Hospital Benefits
• Cancellation and Abandonment
• Personal Baggage
• Delayed Baggage
• Personal Money
• Loss of Passport
• Travel Delay
• Personal Liability
• Hijack
• Winter Sports Accidents

GENERAL EXCLUSION FOR PANDEMICS

This insurance excludes loss, damage, cost or expense caused by, resulting from, arising out of or related to, either directly or indirectly, or any action taken to hinder, defend against or respond to any Pandemic or fear or threat of a Pandemic, including but not limited to:

• Coronavirus Disease (COVID-19);
• Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
• any mutation or variation of SARS-CoV-2;

This exclusion applies regardless of any other cause or event that in any way contributes concurrently or in any sequence to the loss, damage, cost or expense, and regardless whether or not there is any declaration of an outbreak of a Pandemic by the WHO or any authorised national or international body or legal jurisdiction.

For the purpose of this exclusion, a Pandemic shall be defined as a widespread outbreak of a human infectious disease, i.e. a human-to-human spread of a virus (e.g. influenza, SARS-CoV-2) into at least three countries on two different continents.