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Max Protect

 

Max Protect is an innovative package insurance product in Malta. Max Protect offers a simple solution to Personal Accident Insurance, whilst also incorporating Funeral Expenses cover and Annual Travel cover as an optional extension. 

Personal Accident Cover

This section provides a benefit if the beneficiary suffers bodily injury resulting from an accident, resulting in death, disability or medical expenses.

Funeral Expenses Cover

Upon the death of the beneficiary, this section will cover the funeral and burial related expenses, plus all the services related to the coordination, organisation and management of the necessary proceedings for the funeral and burial in Malta. An optional extension is available to cover funerals and burial outside of Malta.

Annual Travel Insurance Cover

With Annual Travel Insurance, you don’t need to worry about purchasing an insurance policy each time you travel. Under Max Protect, cover is provided in line with our standard Travel policy and based on the Low Cost, Economy or Club levels of cover.

 

Download Leaflet 

 

Personal Accident Coverage

This section provides a benefit if the beneficiary suffers bodily injury resulting from an accident, resulting in death, disability or medical expenses. 

To simplify the process, benefits are split into three simple options:



Option A Option B Option C
Death (incl. repatriation to the Maltese Islands)

Adults aged 16+
Children





€25,000
€12,500




€50,000
€25,000




€100,000
€50,000
Permanent Total/Partial Disablement
As per Disability Scale, calculated on Death Benefit
Temporary Total Disability

up to 104 weeks subject to a 7 day excess


80% of weekly salary up to a maximum of






€500





€750





€1,000
Medical Expenses

Adults aged 16+
Children




€1,000
€500



€2,000
€1,000



€3,000
€1,500

Funeral Expenses Coverage

Upon the death of the beneficiary, this section will cover the funeral and burial related expenses, plus all the services related to the coordination, organisation and management of the necessary proceedings for the funeral and burial in Malta. An optional extension is available to cover funerals and burial outside of Malta.



Option A Option B
Funeral Expenses €1,500
€3,000
Incineration/Cremation Not Covered
Covered
Repatriation outside the Maltese Islands €15,000
€15,000

Annual Travel Insurance Coverage

With Annual Travel Insurance, you don’t need to worry about purchasing an insurance policy each time you travel. 

Under Max Protect, cover is provided in line with our standard Travel policy and based on the Low Cost, Economy or Club levels of cover.



Low Cost Economy Club
Cancellation and Abandonment €1,000
€5,000
€7,500
Trip Cancellation due to natural phenomenon (ex: volcanic eruption) €1,000
€2,000
€3,000
Medical Expenses €50,000
€250,000
€750,000
Hospital Benefit €250
€750
€750
Treatment In Malta €750 €1000
€1250
Delayed Departure  €250 €250
€250
Missed Departure €250 €750 €1500
Hijack €500 €500 €500
Personal Money €750 €1000 €1500
Baggage

Limit per item
Limit for valuables
€750

€300
€600
€2500

€750
€1,000
€3000

€1,000
€1,000
Delayed Luggage €125 €175 €750
Travel Documents
€120 €175 €250
Rental Vehicle Policy Excess €300
€400
€500
Liability
€1,250,000
€1,250,000
€1,250,000
Personal Accident
€10,000
€20,000
€40,000