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Laferla Insurance

Commercial Motor Insurance

Laferla Insurance Agency Limited offers insurance cover for Private Cars, Commercial Vehicles and Motor Cycles.While giving our clients the utmost importance, we offer a guaranteed settlement of all valid claims within 7 working days of receipt of completed claim form and all supporting documentation.

Covers available are: Comprehensive, Third Party Fire and Theft and Third Party Only. While numerous benefits are applicable at no additional premium, the following discounts can also be applied to reduce your premium.

Why Choose This Plan?

  • Very wide cover available
  • Excellent rates and terms
  • FREE 24/7 Breakdown assistance throughout Malta and Europe via a dedicated call centre
  • 7 Day claims settlement promise


Third Party Only Third Party Fire & Theft Comprehensive
Multi-Car Discount ✓
Home Policy Discount ✓
No Claim Discount ✓
Personal Accident  ✓ ✓ ✓
Medical Expenses ✓ ✓ ✓
Breakage of Glass ✓ ✓
Use by the Motor, Hotel or Restaurant Trade ✓ ✓ ✓
Additional Good Record Discount ✓
Free Roadside Assistance ✓
Full Cover
Legal Assistance for Uninsured Losses
  ✓ ✓
Personal Belongings
  ✓ ✓
Emergency Overnight Accommodation outside of Malta
  ✓ ✓
Entertainment Equipment
  ✓ ✓
 Lost Keys and Locks   ✓ ✓
30 days Own Damage cover anywhere within the EEA and Switzerland   ✓ ✓
Increased Excess Discount  
Full Own Damage Cover     ✓
Optional Extensions
Protection of your No Claims Discount

Earthquake Cover     ✓

We also offer Tool of Trade Cover. Please contact us for more information.

Download Proposal Form 


Download Policy Document 


How to Make a Claim

  • Notification of the claim must be made to the Company as soon as the loss occurs
  • If you cannot find a downloadable claim form on our website, please contact our offices immediately
  • The claim form must be supported by all necessary documentation/reports/estimates
  • Upon receipt of all the above, the company will be in a position to consider the claim submitted in the light of the Policy wording

Where applicable, In the event of loss/damage you must:

  • Provide at your own expense all the information and help we need
  • Retain all damaged items for us to view, test or inspect
  • Take photographs as necessary to prove your loss/damage
  • Tell the police immediately about any property which has been lost, stolen or maliciously damaged
  • Do all you reasonably can to recover any lost or stolen property
  • Provide us with details of any third parties which could be involved in the loss/damages you have suffered
  • Forward us immediately and unanswered any legal documents served on you in connection with any claim for legal liability arising from injury or damage
  • Not discuss, admit, reject or negotiate any claim with anyone else without our written permission
  • Always act as if you are uninsured to try and minimise the loss as much as possible
Download Motor Claim Form