Max Protect - Personal Accident Insurance made Simple

Max Protect is an innovative package insurance product in Malta. Max Protect offers a simple solution to Personal Accident Insurance, whilst also incorporating Funeral Expenses cover and Annual Travel cover as an optional extension.

Description:

Personal Accident Cover

This section provides a benefit if the beneficiary suffers bodily injury resulting from an accident, resulting in death, disability or medical expenses.

Personal Accident Coverage

This section provides a benefit if the beneficiary suffers bodily injury resulting from an accident, resulting in death, disability or medical expenses.

To simplify the process, benefits are split into three simple options:

Option A
Option B
Option C

Death (incl. repatriation to the Maltese Islands)

Adults aged 16+

€25,000
€50,000
€100,000

Children

€12,500
€25,000
€50,000

Permanent Total/Partial Disablement

As per Disability Scale, calculated on Death Benefit
As per Disability Scale, calculated on Death Benefit
As per Disability Scale, calculated on Death Benefit

Temporary Total Disability
up to 104 weeks subject to a 7 day excess

80% of weekly salary up to a maximum of

€500
€750
€1,000

Medical Expenses

Adults aged 16+

€1,000
€2,000
€3,000

Children

€500
€1,000
€1,500

Funeral Expences Cover

Upon the death of the beneficiary, this section will cover the funeral and burial related expenses, plus all the services related to the coordination, organisation and management of the necessary proceedings for the funeral and burial in Malta. An optional extension is available to cover funerals and burial outside of Malta.

Funeral Expenses Coverage

Upon the death of the beneficiary, this section will cover the funeral and burial related expenses, plus all the services related to the coordination, organisation and management of the necessary proceedings for the funeral and burial in Malta. An optional extension is available to cover funerals and burial outside of Malta.

Option A
Option B

Funeral Expenses

€1,500
€3,000

Incineration/Cremation

Not Covered
Covered

Repatriation outside the Maltese Islands

€15,000
€15,000

Annual Travel Insurance Cover

With Annual Travel Insurance, you don’t need to worry about purchasing an insurance policy each time you travel. Under Max Protect, cover is provided in line with our standard Travel policy and based on the Low Cost, Economy or Club levels of cover.

Annual Travel Insurance Coverage

With Annual Travel Insurance, you don’t need to worry about purchasing an insurance policy each time you travel.

Under Max Protect, cover is provided in line with our standard Travel policy and based on the Low Cost, Economy or Club levels of cover.

Low Cost
Econony
Club

Cancellation and Abandonment

€1,000
€5,000
€7,500

Trip Cancellation due to natural phenomenon (ex: volcanic eruption)

€1,000
€2,000
€3,000

Medical Expenses

€50,000
€250,000
€750,000

Hospital Benefit

€250
€750
€750

Treatment In Malta

€750
€1000
€1250

Delayed Departure

€250
€250
€250

Missed Departure

€250
€750
€1500

Hijack

€500
€500
€500

Personal Money

€750
€1000
€1500

Baggage

Limit per item
Limit for valuables

€750

€300
€600
€2500

€750
€1000
€3000

€1000
€1000

Delayed Luggage

€125
€175
€750

Travel Documents

€120
€175
€250

Rental Vehicle Policy Excess

€300
€400
€500

Liability

€1,250,000
€1,250,000
€1,250,000

Personal Accident

€10,000
€20,000
€40,000

Please download the table of Benefits for a detailed list of benefits and limits