Health Insurance

Laferla Insurance has been one of the major players in the Maltese health insurance market since 1987. We have created the ideal branded health insurance plans to offer you private health insurance services with the excellent level of service you have come to expect from us.


The Laferla Silver Health Insurance Plan now covers medical treatment which you may receive anywhere in the world, up to €350,000. You can choose between Comprehensive cover or In-patient and Day-Care Only Cover.

The Silver Plan covers all reasonable charges for hospitalisation, surgical procedures and cancer treatment which you may receive in Malta. The Plan will also cover you up to certain limits for treatment which you may receive outside of Malta.

This health insurance plan also provides you with great benefits for Out-Patient consultation charges, diagnostic tests and procedures. You may also take advantage of our new Pregnancy Cover benefit – a unique feature in Malta, which offers up to €250 per pregnancy under the Laferla Silver Plan.

If you are looking for better cover including Preventive & Routine Care and Dental Treatment, please see the Laferla Gold Plan. Please refer to the Table of Benefits for more information and a full list of benefits. Also refer to our Health Insurance Policy document for full terms, conditions, exclusions and limitations of the policy.

Main Benefits:

  • Full Refund Cover for Hospitalisation, Surgical Procedures & Cancer Treatment in Malta
  • Limited Cover for Hospitalisation, Surgical Procedures & Cancer Treatment outside of Malta
  • Cover for Out-Patient GP & Specialist Consultations and Tests
  • Cover for Alternative Therapy incl. Homeopathy, Osteopathy, Acupuncture & Chiropractic Treatment
  • Pregnancy Cover - a unique benefit in Malta
  • Cover for CT and MRI Scans
  • Cover for Funeral Expenses
  • Second Medical Opinion Cover
  • Mediphone Service - 24/7 Medical Assistance over the phone

Please download the Table of Benefits for a detailed list of benefits and limits.

Laferla Health Insurance – Silver Plan Benefits – Comprehensive Option

Laferla Health Insurance – Silver Plan Benefits – In-Patient & Day-Care Only Option

Laferla Healthplans – Health Insurance Policy

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Laferla Health Insurance - Comparative Table of Benefits

Benefit Description

Bronze Plan
Silver Plan
Gold Plan
International Silver Plan
International Gold Plan

Cover in Malta

Very Limited

Worldwide Cover

Very Limited




Very Limited

Surgical Procedures

Very Limited

Cancer Treatment

Very Limited

Out-Patient GP Consultations

Very Limited

Out-Patient Specialist Consultations

Very Limited

MRI & CT Scans

Very Limited

Alternative Therapy

Second Medical Opinion Service

Mediphone - 24/7 Medical Assistance Call Centre

Pregnancy Cover

Preventive Care & Routine Examinations

Dental Treatment

Out-Patient Prescribed Drugs

Out-Patient Vaccinations

Chronic Medical Conditions