Health Insurance

Laferla Insurance has been one of the major players in the Maltese health insurance market since 1987. We have created the ideal branded health insurance plans to offer you private health insurance services with the excellent level of service you have come to expect from us.


The Laferla International Silver Health Insurance Plan covers you for worldwide medical treatment up to €750,000. You will also benefit from emergency cover in the USA and Canada up to €20,000.

The International Silver Plan offers you an excellent range of benefits and is available in two cover options. The first option is In-Patient and Day-Care Only Cover; which covers you for hospitalisation and surgical interventions. The second option is Comprehensive Cover, which includes additional benefits covering you for Out-Patient Treatment including consultations, tests and procedures.

This health insurance plan covers you in full for all reasonable charges for hospitalisation and surgical interventions. It also provides a full refund of reasonable charges for cancer treatment. If you choose the Comprehensive cover option, you will also enjoy excellent benefits for Out-Patient charges for consultations, diagnostic tests and procedures. The Plan also includes our unique Pregnancy Cover benefit; with insurance cover up to €500 for costs relating to pregnancy and childbirth.

If you are looking for better cover with higher limits and additional benefits such as Preventive and Routine Care as well as Dental Treatment, please see the Laferla International Gold Plan.

Please refer to the Table of Benefits for more information and a full list of benefits. Also refer to our Health Insurance Policy document for full terms, conditions, exclusions and limitations of the policy.

Main Benefits:

  • Worldwide Cover
  • Full Refund cover for Hospitalisation & Surgical Procedures
  • Cover for Cancer Treatment
  • Pregnancy Cover (Limited)
  • Cover for Out-Patient GP & Specialist Consultations and Tests
  • Cover for Alternative Therapy incl. Homeopathy, Osteopathy, Acupuncture & Chiropractic Treatment
  • Cover for CT and MRI Scans
  • Second Medical Opinion Cover
  • Mediphone Service - 24/7 Medical Assistance over the phone

Please download the Table of Benefits for a detailed list of benefits and limits.

Laferla Health Insurance – International Silver Plan Benefits – Comprehensive Option

Laferla Health Insurance – International Silver Plan Benefits – In-patient & Day Care Only Option

Laferla Healthplans – Health Insurance Policy

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Laferla Health Insurance - Comparative Table of Benefits

Benefit Description

Bronze Plan
Silver Plan
Gold Plan
International Silver Plan
International Gold Plan

Cover in Malta

Very Limited

Worldwide Cover

Very Limited




Very Limited

Surgical Procedures

Very Limited

Cancer Treatment

Very Limited

Out-Patient GP Consultations

Very Limited

Out-Patient Specialist Consultations

Very Limited

MRI & CT Scans

Very Limited

Alternative Therapy

Second Medical Opinion Service

Mediphone - 24/7 Medical Assistance Call Centre

Pregnancy Cover

Preventive Care & Routine Examinations

Dental Treatment

Out-Patient Prescribed Drugs

Out-Patient Vaccinations

Chronic Medical Conditions