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Laferla Insurance

Health Insurance

Individual Health Insurance Malta

As one of the major players in the local private medical insurance sector since 1987, we have created the ideal branded health insurance plans to continue offering private medical insurance services to our clients without any loss of the quality service that they were accustomed to.


Our Private Hospital, International, and Family Health Cover plans are all suitable for those requiring Health Insurance for Visa purposes to enter Malta!

Why Choose This Health Insurance Plan ?

  • More Attractive Rates
  • Better Service
  • Superior Benefits
  • Guaranteed Claims Settlement Within 7 Working Days
  • Suitable for Visa requirements!


  • Bronze Plan

    The Laferla Bronze Plan - Basic, Low Cost health insurance coverage. Covers you in Malta and Worldwide.more

  • Silver Plan

    The Laferla Silver Plan – Looking for Private Health Insurance Cover in Malta? The Silver Plan is our most popular cover option. Provides excellent coverage in Malta, including Full Refund of Hospitalisation and Surgery expenses; as well as Out-Patient cover.more

  • Gold Plan

    The Laferla Gold Plan – Our best local plan ever. Probably the best health insurance plan you’ll find in Malta. Offers a Full Refund cover of virtually all expenses, as well as dental cover and preventive care cover as standard.more

  • International Plan

    The Laferla International Plan – As the name implies, this health insurance plan covers you on an international basis. Besides emergency coverage whilst you are travelling, you are also free to opt to have treatment outside of Malta.more

  • Family Health Cover

    The Family Health Cover scheme provides the perfect solution for a flexible, all-in-one cover for your entire family. This product is suitable for expats and families requiring Health Insurance for Visa purposes to enter Malta!more

  • Sports Health Cover

    A product designed specifically for athletes. The Sports Health Cover scheme provides added specialist protection while you are playing your sport. more

  • IIP & Global Residence Programme Insurance Cover

    Global Health Insurance Cover for the Malta Individual Investor Programme (IIP) as well as the Global Residence Programme. Our products are approved by Identity Malta.more

  • Malta Residence/Work Permit Health Insurance

    Laferla offers a tailor-made, low cost product satisfying the requirements of the Maltese Residence & Work Permits.more

  • Malta Residence / Work Permit Health Insurance

    Лаферла предлагает индивидуальные производства , низкая себестоимость продукции , удовлетворяющей требованиям мальтийских проживание и работу .more



From this page you can download all documents relating to our individual private health insurance products. Feel free to contact us if you require assistance.


Proposal Form

Download Proposal Form


Comparative Table of Benefits

Compare our four core Health Insurance products in Malta.

Download Table of Benefits


Individual Benefit Tables

Comprehensive Plans


In-Patient & Day-Case Only Plans


Health Insurance Policy

Download Health Insurance Policy






How to Make a Claim

  • Notification of the claim must be made to the Company as soon as the loss occurs
  • If you cannot find a downloadable claim form on our website, please contact our offices immediately
  • The claim form must be supported by all necessary documentation/reports/estimates
  • Upon receipt of all the above, the company will be in a position to consider the claim submitted in the light of the Policy wording

For Health Insurance Claims:

  • Claims for specialist consultation and any diagnostic procedures must be on the initial recommendation of your General Practitioner, except for consultations/treatment given by gynaecologists, paediatricians or ophthalmologists
  • You must always contact Laferla Insurance Agency Ltd. before receiving any in-patient treatment, C.T./M.R.I. scan, or any other high-cost treatment, to enable us to confirm eligibility and extent of cover
  • Claims, together with original receipts, to be submitted within 3 months of initial date of treatment
  • Upon receipt of all the above, the company will be in a position to consider the claim submitted in the light of the Policy wording

If you are a Laferla Insurance customer you can download and print the relevant claim form below. Please complete the form, post it or fax it back to us on 21246704.

Download Health Claim Form



Schedule of Customary and Reasonable Fees

The schedule is what Laferla Insurance Agency Limited considers to be reasonable and customary in terms of its underwriting policies of health insurance secured with Middlesea Insurance plc.

Note that the figures provided are maximum benefits payable always subject to the terms and conditions of the applicable insurance policy.

Schedule of Fair and Reasonable Benefit Maxima