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Health Insurance

Laferla Insurance has been one of the major players in the Maltese health insurance market since 1987. We have created the ideal branded health insurance plans to offer you private health insurance services with the excellent level of service you have come to expect from us.

Description:

The Laferla Gold Health Insurance Plan now covers you for treatment which you may receive anywhere in the world!

With the Laferla Gold Plan, you will enjoy a superior suite of benefits. This Plan covers you in full for all reasonable charges for hospitalisation, surgery and cancer treatment which you may receive in Malta. Moreover, the Gold Plan will also cover reasonable charges for Out-Patient treatment received in Malta in full.

Besides these great benefits, this health insurance plan offers a number of unique features, including:

  • Cover for medicines prescribed on an Out-Patient basis;
  • Cover for Preventive and Routine Care including Annual Preventive Dental Treatment; as well as Routine Eyesight Testing (including the cost of prescription glasses); Skin Cancer Screening; Breast and Prostate Screening; Annual blood tests; and Bone Density Scanning;
  • Dental treatment; and
  • Pregnancy cover up to €500.

The Gold Plan also offers you limited, yet generous, benefits for treatment received outside of Malta, at no additional cost. So, you may now choose to receive treatment anywhere in the world and be covered in full in most cases.

Please refer to the Table of Benefits for more information and a full list of benefits. Also refer to our Health Insurance Policy document for full terms, conditions, exclusions and limitations of the policy.

Main Benefits:

  • Full Refund Cover for Hospitalisation, Surgical Procedures & Cancer Treatment in Malta
  • Generous Benefits for Hospitalisation, Surgical Procedures & Cancer Treatment outside of Malta
  • Full Refund Cover for Out-Patient GP & Specialist Consultations and Tests in Malta; together with generous benefits outside of Malta
  • Full Refund Cover for Alternative Therapy, including Homeopathy, Osteopathy, Acupuncture & Chiropractic Treatment in Malta; together with generous benefits outside of Malta
  • Full Refund Cover for CT and MRI Scans in Malta; together with generous benefits outside of Malta
  • Pregnancy Cover - a unique benefit in Malta
  • Preventive Care Cover (including Cover for Routine check-ups)
  • Dental Cover - a unique benefit in Malta
  • Cover for Funeral Expenses
  • Second Medical Opinion Cover
  • Mediphone Service - 24/7 Medical Assistance over the phone

Please download the Table of Benefits for a detailed list of benefits and limits.

Laferla Health Insurance – Gold Plan Benefits

Laferla Healthplans – Health Insurance Policy

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Laferla Health Insurance - Comparative Table of Benefits

Benefit Description

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Bronze Plan
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Silver Plan
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Gold Plan
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International Silver Plan
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International Gold Plan

Cover in Malta

Very Limited

Worldwide Cover

Very Limited

Limited

Limited

Hospitalisation

Very Limited

Surgical Procedures

Very Limited

Cancer Treatment

Very Limited

Out-Patient GP Consultations

Very Limited

Out-Patient Specialist Consultations

Very Limited

MRI & CT Scans

Very Limited

Alternative Therapy

Second Medical Opinion Service

Mediphone - 24/7 Medical Assistance Call Centre

Pregnancy Cover

Preventive Care & Routine Examinations

Dental Treatment

Out-Patient Prescribed Drugs

Out-Patient Vaccinations

Chronic Medical Conditions