Health Insurance

Laferla Insurance has been one of the major players in the Maltese health insurance market since 1987. We have created the ideal branded health insurance plans to offer you private health insurance services with the excellent level of service you have come to expect from us.

Description:

The Laferla Healthplans are a suite of health insurance plans designed to suit any requirement and budget.

Our core plans offer multiple cover options with different areas of cover, choices of benefits and limits.

Bronze Plan

The Laferla Bronze Plan is an entry-level, low-cost health insurance plan offering limited benefits with worldwide coverage. The Bronze Plan will cover you for In-Patient, Day-Care and Out-Patient Treatment.

Silver Plan

The Laferla Silver Plan is a great option if you are looking for an intermediate health insurance plan; offering excellent benefits and worldwide coverage. However, cover for treatment received outside of Malta is limited. Under the Silver Plan, you may choose to be covered for In-Patient and Day-Care Treatment Only, or choose the Comprehensive option which also includes Out-Patient Treatment cover.

Gold Plan

The Laferla Gold Plan is a superior health insurance plan offering you excellent benefits and worldwide coverage. Whilst cover for treatment received outside of Malta is limited, under the Gold Plan, you will be covered for In-Patient, Day-Care and Out-Patient Treatment. Moreover, you will also benefit from unique features such as Preventive Care Cover and Dental Cover.

International Silver Plan

The Laferla International Silver Plan is our core international health insurance plan, offering you excellent benefits and worldwide coverage. Under the International Silver Plan, you may choose to be covered for In-Patient and Day-Care Treatment only, or choose the Comprehensive Option which also includes Out-Patient Treatment cover.

International Gold Plan

Our flagship product, the Laferla International Gold Plan, is a superior international health insurance plan offering you unmatched benefits and worldwide coverage. Under the International Gold Plan, you will be  fully covered for In-Patient, Day-Care and Out-Patient Treatment. You will also benefit from unique features such as Preventive Care Cover and Dental Cover, as well as cover for Chronic Medical Conditions.

Reasonable Fees

Please refer to our Schedule of Reasonable Fees for information regarding the maximum applicable benefits for professional fees.

Please download the table of Benefits for a detailed list of benefits and limits.

Table of Benefits

Proposal Form

Laferla Health Insurance Benefit Tables

Health Insurance Policy

Laferla Health Insurance - Comparative Table of Benefits

Benefit Description

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Bronze Plan
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Silver Plan
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Gold Plan
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International Silver Plan
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International Gold Plan

Cover in Malta

Very Limited

Worldwide Cover

Very Limited

Limited

Limited

Hospitalisation

Very Limited

Surgical Procedures

Very Limited

Cancer Treatment

Very Limited

Out-Patient GP Consultations

Very Limited

Out-Patient Specialist Consultations

Very Limited

MRI & CT Scans

Very Limited

Alternative Therapy

Second Medical Opinion Service

Mediphone - 24/7 Medical Assistance Call Centre

Pregnancy Cover

Preventive Care & Routine Examinations

Dental Treatment

Out-Patient Prescribed Drugs

Out-Patient Vaccinations

Chronic Medical Conditions