Travel Details

The following are the Standard exclusions applicable under the Travel policy.

Unmanned Aerial Vehicles Exclusion
It is hereby declared and agreed that cover under this policy specifically excludes any loss or damage to or liability howsoever arising from and to unmanned aerial vehicles.

General exclusion for pandemics
This insurance excludes loss, damage, cost or expense caused by, resulting from, arising out of or related to, either directly or indirectly, or any action taken to hinder, defend against or respond to any Pandemic or fear or threat of a Pandemic.

This exclusion applies regardless of any other cause or event that in any way contributes concurrently or in any sequence to the loss, damage, cost or expense, and regardless whether or not there is any declaration of an outbreak of a Pandemic by the WHO or any authorised national or international body or legal jurisdiction.

For the purpose of this exclusion, a Pandemic shall be defined as a widespread outbreak of a human infectious disease, i.e. a human-to-human spread of a virus into at least three countries on two different continents.

Select the package you require
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    Low cost

    Low cost insurance with limited coverage

    Starting from: €28.50 (per person)
  • icon

    Economy

    Economy insurance with coverage on all basic needs

    Starting from: €32.00 (per person)
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    Club

    Club insurance includes the whole insurance package

    Starting from: €38.00 (per person)
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Choose travel destination and dates
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Departure date is restricted to 10 months from today!
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See table of benefits
Low Cost
Starting From €13.00
Economy
Starting From €16.50
Club
Starting From €22.50

Cancellation and Abandonment

€1,200

€5,500

€7,500

Trip Cancellation due to natural phenomenon (ex: volcanic eruption)

€1,200

€2,000

€3,000

Medical Expenses

€50,000

€250,000

€750,000

Hospital Benefit

€500

€750

€1,000

Treatment In Malta

€750

€1,000

€1,250

Delayed Departure

€250

€250

€500

Missed Departure

€250

€750

€1,500

Hijack

€500

€500

€500

Personal Money

€1,000

€1,500

€2,500

Baggage

Limit per item

€1,000

€500

€2,500

€750

€3,500

€1,000

Delayed Luggage

€150

€350

€1,000

Travel Documents

€125

€200

€250

Rental Vehicle Policy Excess

€500

€750

€1,000

Liability

€1,250,000

€1,250,000

€1,250,000

Personal Accident

If under 16 years old

€10,000

€5,000

€20,000

€10,000

€45,000

€25,000

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By opting for the excess waiver extension, you will not incur the applicable excess in the event of a claim being lodged on this policy.
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Covid-19 extension must be purchased 15 days prior to the departure date.
Covid-19 Extension Terms

Notwithstanding ‘General Exclusion for pandemics’ included under this Policy, it is hereby declared and agreed that this policy is extended as follows:

Section 1 – Cancellation and Abandonment

Cover under this Section is extended to include:

  • Cancellation expenses if you or your travelling companion or your close relative(s) or persons hosting the insured persons, die, fall ill or must quarantine due to COVID-19. Cover is applicable subject to any of the above persons having a positive COVID-19 test within 14 days of the departure of the insured persons.
  • Abandonment/additional travel expenses due to the insured persons being hospitalized or confined to their accommodation due to quarantine for more than 24 hours. Cover also applies if a travelling companion has tested positive during the trip.
  • Denial of boarding at departure or not being permitted to continue the trip due to the insured persons testing positive or showing symptoms for COVID-19, subject to:
    • Your transport or accommodation provider not reimbursing you or offering alternative dates;
    • Written evidence from your transport provider that you or your travelling companion have been denied boarding due to potential COVID-19 infection; and
    • A positive COVID-19 test being taken within the 24 hours after being denied boarding or not permitted to continue the trip, at your expense.

Notwithstanding the above, cover under policy section 1 – Cancellation and Abandonment item vii, is deemed to be deleted and have no effect whatsoever. Furthermore, no cover will apply if:

  • Malta or the country you are visiting is put on lockdown and/or a travel ban is imposed due to COVID-19 and/or a declared pandemic/epidemic and/or
  • the entire ship, plane or bus in which you are travelling is put under quarantine, unless you are COVID-19 positive

Section 2 – Emergency Medical and Associated Expenses and Hospital Benefit

Cover under this Section is extended to include:

  • any emergency medical expenses (including rescue services to take you to the hospital) incurred due to COVID-19. Such cover will also be extended for the Hospital Benefit during the in-patient stay due to COVID-19;
  • The cost of returning your body to your home or the cost of burial or cremation in the country abroad where death occurred.

Cover under this extension is subject to:

  • the limits stated in the Schedule, applicable under the respective Sections;
  • the following additional conditions:
    • Cover must not be purchased in the 14 days prior to departure;
    • Cover cannot be purchased when you or your travelling companion or your close relative(s) and persons hosting the insured persons, have symptoms, test positive or are waiting for a test result for COVID-19.
    • The following specific exclusions:
      • if you or your travelling companion or the insured persons must quarantine due to a COVID-19 case on a plane, bus or ship (other than of yourself, your travelling companion or the insured persons);
      • if quarantine is the result of any government law or regulation.

For the purpose of this cover COVID-19 shall mean: “the virus officially known as ‘severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2)’ and/or any related illness including Coronavirus Disease and/or any mutation or variation of SARS-CoV-2 however caused.”

* The additional premium has to be applied to each and every person insured on the policy, irrespective of their age.
Destination
Europe & Mediterranean 6 days
Package
Low cost
Premium
15.00
Duty
13.00
Fee
€2.50
TOTAL | per year
30.50
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