The Hoteliers’ Combined Insurance Policy covers buildings and contents, revenue and liabilities of the hotel as well as other specified contingencies.
The policy has a wide range of covers:
- Accidental physical loss or damage to:
- Buildings and contents
- Radios, televisions
- Business and trade machinery
- Glass, signs and sanitary fixtures
- Chilled/refrigerated stock
- Stocks in transit
- Machinery, boiler and pressure plant (engineering)
- Loss of rent;
- Loss of revenue following accidental physical loss or damage;
- Loss of revenue following engineering losses;
- Loss of book debts;
- Loss of money;
- Employers’ liability;
- Public and Products liability;
- Motor contingent liability;
- Personal accident assault;
- Group personal accident;
- Fidelity guarantee.