Do not leave your business exposed

In today’s fast moving and competitive world it’s important to choose the right business insurance plan and provider to get the best protection for your business interest.


Definition of “Employee”:

  • Any person under a contract of service or apprenticeship with the Insured;
  • Any of the following persons while working for the Insured in connection with the business:
    • any self-employed providing labour only;
    • any self-employed who is borrowed by or hired to the Insured.


All Sum/s which the insured shall become legally liable to pay for compensation in respect of:

  • Death or bodily Injury of an employee arising out of and in the course of his employment;
  • Claimants costs and expenses;
  • Costs and expenses incurred with the Company’s written consent.


  • The Insured’s liability to employees of contractors to the Insured;
  • Any liability of the insured which attaches by virtue of an agreement but which would not have attached in the absence of such agreement;
  • Any sum which the insured would have been entitled to recover from any party but for an agreement between the insured and such party;
  • Any liability of the insured to pay compensation to an employee or to the legal representatives or dependents of an employee by virtue of any workmen’s compensation law;
  • War, radioactive contamination.
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