Planning ahead for the summer months

Summer in Malta is synonymous with sun and fun. However, the heat, humidity, unpredictable flooding and inadequate wiring may also cause unfortunate incidents which can be avoided.  As the hottest season of the year quickly approaches it is crucial to think about ways in which you can safeguard your property, be it a family home, holiday home or a rental property. By purchasing home insurance as well as by following some of our fantastic safety and security tips you can limit losses and unnecessary heartache. This will in turn leave you worry free to enjoy those wonderful sunny months with your mind assured.

Preventing Fire

Many fires that break out in Malta can be easily avoided. Obsolete circuit breakers and old-fashioned fuse boxes can be a potential threat which can cause fires. Make sure that the wiring of your home is checked and maintained by an electrical professional in order to meet EU standards at least once every 2- 3 years.

Battling Mold

Maltese buildings are frequently damaged by mold and humidity. Although this is a persistent problem, it can be easily dealt with by applying a Mold Killing Primer. This water- based primer must be applied directly over the mold followed by a top coat. This top coat includes an anti-microbial agent which will prevent further growth. It will then effectively eliminate the mold and foul smell associated with it. Doing this just once a year could really avoid an unsightly and potentially dangerous problem.

Eliminating Flooding

Another prominent problem in Malta is flooding which usually occurs during the winter months. Despite the fact that flooding is very unpredictable, and rain is rare in summer, make sure that expensive electrical equipment and furniture is safely tucked away in a room. If you can keep items off the floor, do so, and keep an eye on the weather forecast. If you live in an area prone to flooding, consider having your electrical points raised so they will always likely be above the water level. Replacing old water tanks which are prone to bursting due to the heat can also be of great aid.

Securing Your Home

As the days get longer and the evenings remain lighter, statistics show that the number of burglaries and thefts at home also increase. If you are concerned that your home may be at risk try these tested methods to lower the chance of your house being targeted.  Leave the TV a light on in the house to give the impression you are home. If you are leaving for an extended time ask a friend or neighbor to collect your post (and maybe water your plants too!). As tempting as it may be, it’s ideal to upload those holiday pictures to social media after your return. Many recent thefts have been attributed to users indirectly announcing that their home is empty by showing what a good time they are having on their holiday.

Obtaining home and contents insurance can and will keep your mind at rest but by following these few basic guidelines may just prevent you from ever having to claim at all. If you would like a quote on home insurance why not get an instant quote free on-line right now!