In-patient
and Daycare Treatment
Covering Complex, Major, Intermediate
and Minor Operations and ancilliary charges as detailed hereunder: |
Maximum
Benefits per Beneficiary |
| 1. |
Accommodation in
private rooms including meals and routine nursing. |
Full Refund |
| 2. |
Operating theatre
charges, drugs, dressings and surgical appliances including prosthesis. |
Full Refund |
| 3. |
Surgeons' and anaesthetists' services. |
Full Refund |
| 4. |
Physicians charges for attendance in hospital. |
Full Refund |
| 5. |
Hospital charges for chemotherapy and
radiotherapy. |
Full Refund |
| 6. |
Consultations, pathology,
radiology, ECG and physiotherapy received in hospital. |
Full Refund |
| 7. |
Ambulance charges |
Full Refund |
| 8. |
Accommodation in hospital for one parent staying with
a child beneficiary under 15 years old. |
Full Refund |
| Additional
Benefits |
| 9. |
Nursing at home
(Services exclusively by MMDNA).
| a) |
Visits by a qualified nurse for the Treatment of Medical
Condition immediately following In-patient or Day-case Treatment as recommended
by the Specialist in attendance. |
| b) |
Nursing Treatment, by day or by night, on the recommendation
of the Medical Practitioner including blanket baths, prevention and treatment
of bedsores, toenail cutting, injections enemas and washouts, dressing
of wounds, catheterisation, care and treatment of diabetics. |
| c) |
Midwifery service by a state-certified midwife for
ante-natal and post-natal visits. |
|
As required at
no cost to Insured. |
| 10. |
Cash benefits for
in-patient treatment received free of charge. |
-
Adults: first 30 nights at € 34.94 (Lm 15) per night; second 30 nights
at € 13.98 (Lm 6) per night.
-
Children: first 30 nights at € 13.98 (Lm 6) per night.
|
| 11. |
Funeral expenses |
Up to €
349.41 (Lm 150) per beneficiary limited to
€ 698.81 (Lm 300) per policy per year. |
|
Out-patient
and Other Benefits - OPTIONAL |
| 12. |
Recovery in a recognised
Malta nursing home immediately following a complex or major operation. |
€
1,164.69 (Lm 500) subject to a maximum of
15 days. |
| 13. |
Nursing treatment at home directly
related to the treatment of a medical condition requiring skilled nursing
by a registered nurse actively supervised and monitored by the specialist
in attendance.
(This service requires the prior approval of Laferla
Insurance Agency Limited after a form is filled in by the specialist). |
€
46.59 (Lm 20) per day subject to a maximum of 26 weeks per year. |
| 14. |
Drugs prescribed
by the specialist following complex or major operation. |
€ 104.82
(Lm 45) per year |
| 15. |
Chemotherapy and radiotherapy. |
€
349.41 (Lm 150) for each complete course. |
| 16. |
Consultations with specialists, pathology, radiology,
ECG and physiotherapy. |
€
349.41 (Lm 150) per year |
| 17. |
General practitioner charges. |
5 visits per year overall at the following rates:
-
Consultaing rooms - up to € 4.66 (Lm 2.00) per visit.
-
Visits at home - up to € 8.15 (Lm 3.50) per visit.
|
| 18. |
Accidental damage to teeth.
(This benefit is related to immediate relief of pain
following an accident.
It does not include future restorative work). |
€
81.53 (Lm 35) per year |
